Cybercriminals are currently trying to obtain sensitive data from ING-DiBa customers with dubious fake emails. The fake email claims that a problem has occurred during a routine security check of the online banking system. It advises that customers should immediately log on to an external website to avoid troubles with their bank.
However, in reality, this is a phishing attack that tries to collect personal information. In the following blog article, you will learn in detail how to protect yourself from fake emails or phishing attacks.
The fake email from our example
The adjacent picture shows the detailed structure of the fake email – allegedly sent by ING-DiBa – in an iPhone mailbox. In fact, the email is part of a mass phishing attack and the message was sent fraudulently to a variety of email recipients.
For example, the subject line states “For Your Safety (Reference Number: xyz)”, and the presumable arbitrary order of the combination was set to “kx5qrvnzx3h” in this case. Before we blackened the personal information for reasons of data protection, we noticed that both the recipient’s address and the sender’s address had the same information. This was already a first indication of a fake email.
This scam is not uncommon amongst perpetrators when it comes to gathering information about their randomly selected victims via phishing. Those affected are especially inclined to follow the attached link if the phishing or fake email is opened on a mobile device, as it is in this case. This is particularly true if they are actual customers of the bank mentioned in the email.
In everyday life, too, recipients of phishing emails are also quick to follow the link when receiving such an email. The attacker offers the targeted person appropriate options in case a recipient does not have an account with ING-DiBa. In our example, the recipient has the opportunity to follow a flashy red button and allegedly communicate that he is not a customer of ING-DiBa. The destination of the link, however, is a phishing website, which is intended to tap user data in a big way from the mostly unsuspecting victims. The fake security notification of ING-DiBa is not an isolated case.
6 tips to detect phishing or fake emails
With the following tips, you will be able to detect phishing or fake emails to protect yourself from being affected by such attacks.
Feature No. 1: The salutation
It is striking that either a standard phrase is used to address the target person, or the salutation is completely missing. Very rarely recipients of phishing emails are addressed with their whole name. This is due to the fact that fake emails are not isolated cases, but often automated emails which are sent out millions of times. Individual addresses are rather the exception. In our example there was no address at all.
Once the victim has entered his details into the according form fields and pressed the confirmation button, the cybercriminal is in possession of the login details. Now he can make orders in online shops under false names or get access to sensitive account or company data. The phishing attack has been successful.
Feature No. 2: Content of the emailA phishing mail is contextually designed to hide the true intentions towards the recipient at least until he first clicks on one of the attached links. These following baits are very popular with cyber crooks:
- Fake emails in the form of alleged PayPal security notifications
- Phishing emails which seem to come from banks or other institutions
- Fake email notifications that seem to come from Amazon or Ebay
- Fake security issues in social media accounts that need to be resolved promptly